*{box-sizing:border-box}html{color-scheme:light}body{margin:0;font-family:Arial,Helvetica,sans-serif;line-height:1.6;color:#20242b;background:#fff}a{color:#0057a8;text-underline-offset:3px}a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid #ffbf47;outline-offset:3px}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:1rem;top:1rem;z-index:10;background:#fff;padding:.75rem}.wrap{width:min(100% - 2rem,1100px);margin-inline:auto}.topbar{background:#092b55;color:#fff;font-size:.9rem}.topbar a{color:#fff}.topbar-inner{display:flex;gap:1rem;justify-content:space-between;align-items:center;padding:.6rem 0}.site-header{border-bottom:1px solid #e5e7eb;background:#fff}.nav{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0}.brand{font-weight:800;font-size:1.15rem;color:#092b55;text-decoration:none}.navlinks{display:flex;flex-wrap:wrap;gap:.85rem}.navlinks a{font-weight:700;text-decoration:none;font-size:.95rem}.hero{background:linear-gradient(135deg,#f0f6fc,#fff);padding:clamp(2.5rem,7vw,5rem) 0}.hero-grid{display:grid;grid-template-columns:1fr;gap:2rem;align-items:center}.eyebrow{color:#0057a8;font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}.hero h1{font-size:clamp(2rem,6vw,3.6rem);line-height:1.1;letter-spacing:-.035em;margin:.6rem 0 1rem;color:#092b55}.hero p{font-size:1.1rem;max-width:65ch}.button{display:inline-block;background:#0067b1;color:#fff;padding:.85rem 1.15rem;border-radius:.35rem;font-weight:800;text-decoration:none;border:2px solid #0067b1}.button.secondary{background:transparent;color:#0057a8}.button-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.25rem}.panel{background:#fff;border:1px solid #dce4ec;border-radius:.65rem;padding:1.25rem;box-shadow:0 8px 24px rgba(9,43,85,.06)}.section{padding:clamp(2rem,5vw,4rem) 0}.section h2{font-size:clamp(1.55rem,4vw,2.25rem);line-height:1.2;color:#092b55}.cards{display:grid;grid-template-columns:1fr;gap:1rem}.card{border:1px solid #e0e6ed;border-radius:.6rem;padding:1.2rem;background:#fff}.card h3{margin-top:0;color:#092b55}.notice{border-left:4px solid #e3a008;background:#fff8e6;padding:1rem}.muted{color:#586474}.breadcrumbs{font-size:.9rem;padding:1rem 0}.breadcrumbs a{color:#45576c}.prose{max-width:78ch}.prose h1,.prose h2,.prose h3{color:#092b55;line-height:1.25}.prose h1{font-size:clamp(2rem,5vw,3rem)}.prose h2{margin-top:2rem}.prose li{margin:.4rem 0}.form-grid{display:grid;gap:1rem}.field{display:grid;gap:.4rem}.field label{font-weight:700}.field input,.field textarea{width:100%;padding:.8rem;border:1px solid #9ba8b7;border-radius:.3rem;font:inherit}.footer{background:#092b55;color:#fff;padding:2rem 0}.footer a{color:#fff}.footer-grid{display:grid;gap:1.5rem}.footer ul{list-style:none;padding:0;margin:0}.footer li{margin:.4rem 0}.small{font-size:.88rem}.pill{display:inline-block;border:1px solid #c7d8e8;border-radius:999px;padding:.2rem .65rem;font-size:.82rem;color:#174c7b}@media(min-width:720px){.hero-grid{grid-template-columns:1.4fr .8fr}.cards{grid-template-columns:repeat(3,minmax(0,1fr))}.form-grid.two{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:2fr 1fr 1fr}.nav{gap:2rem}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;animation:none!important;transition:none!important}}